LIC Group & Life Insurance in Delhi

What We Arrange

Cover for every situation

Whether you are protecting a workforce, a family, or just yourself, there is an LIC plan that fits — and we help you find it.

Office building with a team of employees

For Corporates

Group schemes that protect employees and meet your statutory obligations.

Group term life for staff
Gratuity & superannuation funding
Pensioner & retirement schemes

Corporate cover →

A family sheltered under a protective arc

For Families

One plan that keeps the whole household financially protected.

Cover for the whole household
Life cover for earning members
Child & education planning

Family cover →

An individual beside a protective shield

For Individuals

Personal life cover sized to your needs and budget.

Protection that fits your budget
Term & endowment life cover
Pension & savings plans

Individual cover →

Why Work With Us

An LIC agency that makes cover simple

One point of contact

We handle enrolment, paperwork, and renewals so you deal with one person, not a call centre.

LIC-backed

Cover is placed with LIC — a government-backed insurer with a claims record families trust.

Right-sized cover

We match the plan to your actual need and budget rather than overselling.

Service that stays

Support continues after the policy is issued — at claim time is when it matters most.

LIC Credit Cards

Pay your LIC premiums and earn rewards

LIC Cards Services Ltd, a wholly owned subsidiary of LIC, offers two lifetime-free credit cards with IDFC FIRST Bank — open to LIC policyholders, agents, employees and the public at large. Here is how they compare.

LIC Classic Credit Card

LIC Classic

6X rewards on LIC premiums

The entry card — solid rewards on premiums and everyday essentials, with no fees.

Full details Ask on WhatsApp

LIC Select Credit Card

LIC Select

10X rewards on LIC premiums

The higher-reward card — bigger multipliers and higher monthly caps on essentials.

Full details Ask on WhatsApp

Feature	LIC Classic	LIC Select
Joining & annual fee	Lifetime free — no joining, annual or renewal fee
Rewards on LIC premium payments*	6X	10X
Daily essentials (grocery, utility bills, railway, education, government payments)	3X, up to 300 points a month	5X, up to 600 points a month
Travel bookings via “Travel & Shop” in the IDFC FIRST app	45X bonus points on hotels, 20X bonus points on flights
Welcome benefits	2,000 points on spending ₹10,000 within 30 days, plus 5% cashback (up to ₹1,000) on your first EMI within 30 days
Lounge access	Domestic airport and railway lounges — airport access needs ₹20,000 spent in the previous month
ATM cash withdrawal	Zero interest until the next due date; ₹199 fee per withdrawal
Forex markup	Zero
Reward value & validity	1 point = ₹0.25, valid for 3 years
No rewards on	Fuel, rent, ATM withdrawals, non-LIC insurance premiums and EMI transactions

Where the cards differSame on both cards

1X = 1 reward point per ₹125 spent. *Accelerated rewards apply to the first 5 LIC premium payments in a statement cycle. Cards are issued by IDFC FIRST Bank and approval is at the bank’s discretion. Details as published by LIC Cards Services Ltd and IDFC FIRST Bank, checked September 2026 — terms can change, so confirm on the official page before applying.

Talk to us about cover

Fill in a few details and tap the button — it opens a WhatsApp chat with D. S. Sharan with your enquiry ready to send. No forms, no waiting on email.

D. S. Sharan — +91-98113 68399

Yashasvi Sharan — +91-99104 04799

licdssharan@gmail.com

Group cover for your people, life cover for your family